Intelligent Finance Review

Intelligent Finance(IF) is a division of Halifax plc and they offer a fantastic range of banking services. Their services are available over the phone. IF claimed to have pioneered the new approach to personal finance using "offsetting".

IF deals with Mortgages, Current Accounts, Savings and Personal Loans.

With their Mortgages you can:

• Lower the amount of interest you pay with an offset mortgage
• Have a good value fixed rate mortgage
• Reliable and flexible trackler rate mortgage

With their Personal Loans you can:

• Get an 8.9% APR Typical rate
• Get an 9.9% APR Typical with the ability to pay off your loan early without an early repayment fee